Equifax had a computer coding issue between March 17 and April 8, 2022 that changed some credit scores and credit attributes it reported to lenders and others. People whose affected score or attribute was reported in connection with a loan, insurance or service application, as identified in Equifax's analysis, were sent a notice. Each can claim an equal share of a $100 million fund.
Key facts
- Claims close
- Dec 28, 2026
- Per person
- Share of $100M
- Fund
- $100M
- Proof
- The claim number and PIN from your notice
- Class period
- Mar 17, 2022 to Apr 8, 2022
- Case
- In re Equifax Fair Credit Reporting Act Litigation, 1:22-cv-3072-LMM-CCB
- Court
- U.S. District Court for the Northern District of Georgia
- Administrator
- Verita Global · 1-888-808-1542
Who can claim
- Did you get a notice that Equifax reported a credit score affected by its 2022 coding error?
Class period: Mar 17, 2022 to Apr 8, 2022.
How much
Share of $100M, as published by EquifaxFairCreditReportingSettlement.com, run by Verita Global (In re Equifax FCRA Litigation, N.D. Ga.). The total settlement fund is $100M.
You'll need
- The claim number and PIN from your notice
How to file
- Tap Claim and sign in with your phone, then open the claim form with Plus.
- Fill in the form yourself. Have the items under “You'll need” ready.
- Submit before claims close on Dec 28, 2026.
- Sign in to Claimmy afterwards to mark it filed and keep the deadline in view.
Sign in with your phone, then Plus opens the administrator's form. We never file for you.
Important dates
- Opt-out deadlineNov 27, 2026
- Objection deadlineNov 27, 2026
- Claims closeDec 28, 2026
- Final approval hearingJan 22, 2027
About the case
The plaintiffs allege that during three weeks in March and April 2022, Equifax provided inaccurate credit information about millions of Americans applying for loans, insurance, or services, because of a coding error in one of its computer systems. They allege this violated the federal Fair Credit Reporting Act, which requires credit reporting agencies to follow reasonable procedures to ensure the maximum possible accuracy of the information they report. Equifax denies that it did anything wrong and that it violated the law.
In re Equifax Fair Credit Reporting Act Litigation, 1:22-cv-3072-LMM-CCB, U.S. District Court for the Northern District of Georgia.
Sources
Source: EquifaxFairCreditReportingSettlement.com, run by Verita Global (In re Equifax FCRA Litigation, N.D. Ga.). Checked Oct 29, 2026. Final amounts depend on how many people claim.
Questions about this settlement
What is the deadline to file a claim in the Equifax credit score errors settlement?
Claims close on Dec 28, 2026. File on the administrator's official site before then.
How much is the Equifax credit score errors settlement per person?
Share of $100M, as published by EquifaxFairCreditReportingSettlement.com, run by Verita Global (In re Equifax FCRA Litigation, N.D. Ga.). Final amounts depend on how many people claim.
Do I need proof to file a claim in the Equifax credit score errors settlement?
Yes. You'll need: The claim number and PIN from your notice.
Who qualifies for the Equifax credit score errors settlement?
The administrator decides who qualifies. You may qualify if the answer is yes: Did you get a notice that Equifax reported a credit score affected by its 2022 coding error? The class period is Mar 17, 2022 to Apr 8, 2022.
How do I file a claim in the Equifax credit score errors settlement?
On the official settlement website run by EquifaxFairCreditReportingSettlement.com, run by Verita Global (In re Equifax FCRA Litigation, N.D. Ga.). The Claim button on this page opens the form in a new tab. Claimmy never files for you and never holds money.
When is the final approval hearing for the Equifax credit score errors settlement?
The court's final approval hearing is set for Jan 22, 2027.
Does Claimmy file the claim for me?
No. With Plus, the Claim button opens the administrator's official form in a new tab and you file it yourself. We never file for anyone and never hold money.
Other open settlements
Sorted by claim deadline. Figures are the administrators' published maximums or fund sizes. We never file for you.