Progressive Direct and Progressive Preferred are accused of underpaying Colorado total-loss claims by applying a "projected sold adjustment" to comparable vehicles in Mitchell valuation reports. Colorado policyholders whose totaled vehicle was valued this way, for claims from April 12, 2019 (December 19, 2021 for Progressive Preferred) through July 8, 2026, can claim 68% of that adjustment's amount. About $15.24M is available.
Key facts
- Claims close
- Feb 5, 2027
- Per person
- Share of the fund
- Fund
- $15.24M
- Proof
- The Claimant ID and PIN from your notice
- Class period
- Apr 12, 2019 to Jul 8, 2026
- Who is covered
- Residents of Colorado
- Case
- Curran, et al. v. Progressive Direct Insurance Co., et al., 1:22-cv-00878
- Court
- U.S. District Court for the District of Colorado
- Administrator
- Verita Global
Who can claim
- Did Progressive total your vehicle on a Colorado auto policy between April 2019 and July 2026?
Class period: Apr 12, 2019 to Jul 8, 2026. Residents of Colorado.
How much
Share of the fund, as published by COTotalLossClaim.com, run by Verita Global (Curran v. Progressive Direct Insurance, D. Colo.). The total settlement fund is $15.24M. The administrator offers electronic payment or check.
You'll need
- The Claimant ID and PIN from your notice
How to file
- Tap Claim and sign in with your phone, then open the claim form with Plus.
- Fill in the form yourself. Have the items under “You'll need” ready.
- Submit before claims close on Feb 5, 2027.
- Sign in to Claimmy afterwards to mark it filed and keep the deadline in view.
Sign in with your phone, then Plus opens the administrator's form. We never file for you.
Important dates
- Opt-out deadlineNov 5, 2026
- Objection deadlineNov 5, 2026
- Final approval hearingJan 6, 2027
- Claims closeFeb 5, 2027
About the case
This lawsuit alleges that Progressive Direct Insurance Company and Progressive Preferred Insurance Company underpaid policyholders on Colorado total-loss vehicle claims by using Mitchell valuation reports that applied a projected sold adjustment to comparable vehicles, which lowered the vehicle value they paid. Progressive denies the allegations and maintains that it complied with Colorado law and its policies. It agreed to settle without admitting liability, fault or wrongdoing.
Curran, et al. v. Progressive Direct Insurance Co., et al., 1:22-cv-00878, U.S. District Court for the District of Colorado.
Sources
Source: COTotalLossClaim.com, run by Verita Global (Curran v. Progressive Direct Insurance, D. Colo.). Checked Oct 29, 2026. Final amounts depend on how many people claim.
Questions about this settlement
What is the deadline to file a claim in the Progressive total loss payments (Colorado) settlement?
Claims close on Feb 5, 2027. File on the administrator's official site before then.
How much is the Progressive total loss payments (Colorado) settlement per person?
Share of the fund, as published by COTotalLossClaim.com, run by Verita Global (Curran v. Progressive Direct Insurance, D. Colo.). Final amounts depend on how many people claim.
Do I need proof to file a claim in the Progressive total loss payments (Colorado) settlement?
Yes. You'll need: The Claimant ID and PIN from your notice.
Who qualifies for the Progressive total loss payments (Colorado) settlement?
The administrator decides who qualifies. You may qualify if the answer is yes: Did Progressive total your vehicle on a Colorado auto policy between April 2019 and July 2026? The class period is Apr 12, 2019 to Jul 8, 2026. Only residents of Colorado are covered.
How do I file a claim in the Progressive total loss payments (Colorado) settlement?
On the official settlement website run by COTotalLossClaim.com, run by Verita Global (Curran v. Progressive Direct Insurance, D. Colo.). The Claim button on this page opens the form in a new tab. Claimmy never files for you and never holds money.
When is the final approval hearing for the Progressive total loss payments (Colorado) settlement?
The court's final approval hearing is set for Jan 6, 2027.
Does Claimmy file the claim for me?
No. With Plus, the Claim button opens the administrator's official form in a new tab and you file it yourself. We never file for anyone and never hold money.
Hurt in an accident? That's a different kind of claim.
CaseHelp, our sister site, can connect you with a law firm for a free review.
Other open settlements
Sorted by claim deadline. Figures are the administrators' published maximums or fund sizes. We never file for you.